Growing Cash from $20 to $200*

*subject to approval and terms & conditions

Cure for the Common Cash Crunch.

  • No credit check

  • No SSN required

  • No hassle

Not available in Connecticut, Nevada, Hawaii or Maryland.

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What to expect:

  1. Download the app, sign up for membership, and verify your email address and phone number.

  2. Connect your checking account via Plaid®, where you receive your income and have day-to-day transactions.

    • For your convenience, we break down your yearly dues into bi-weekly payments of $9.99.

    • You may cancel your membership at any time during the year and will not pay any bi-weekly membership fee after you cancel.

    • Your active membership will be canceled automatically after 12 months, when you can renew it by reconnecting your bank via Plaid®.

  3. As an active member, you will have unlimited access to:

    • Bridge-a-Gap “BaG” cash, growing over time from $20 to $200 (subject to approval and terms and conditions),

    • $0 funds transfer fee,

    • financial wellness products (powered by AI),

    • upcoming payment alerts (powered by AI),

    • automatic payment rescheduling,

    • automatic payment breakdown to smaller payments,

    • income and expense insights (powered by AI), and many more.

  4. You may apply for growing Bridge-a-Gap “BaG” cash from $20 to $200, subject to approval. No Social Security Number is required.

  5. If your connected bank account gets disqualified and the BaG request is denied, your membership will be automatically canceled, and your bank account will be disconnected. You may connect a different bank account where you have your day-to-day transactions and try again.

  6. You may cancel your membership at any time via the "Settings" tab, which takes less than 30 seconds. Alternatively, you can email Customer Service to have a Customer Service agent cancel your membership and deactivate your account for you. The Customer Service email address is on the App's Settings screen: support@creditconvey.zendesk.com.

  7. You may also contact Customer Service if you'd like a refund of your last paid membership fee following your membership cancelation and account deactivation. Customer Service strives to respond to every inquiry in less than 24 hours.

    • See the FAQ Page for more details.

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